Fire Damage Insurance Claim Attorney
Fire Damage Insurance Claims
Fire damages can be severe, expensive and extremely hard to deal with for any property owner. Fires can rapidly damage building structures, ruin personal property and often destroy sentimental items. They quickly spread and can affect every piece and part of the building.
We know how devastating it can be for you emotionally if your property has been involved in a fire. Whether it was your home or business, we know you’ve lost items that can never be replaced and may now face daunting repair bills.
It’s important to remember that insurance companies have little compassion for your situation. They run a business and unfortunately will treat your claim accordingly. This mentality by the insurance company often translates into underpaid or denied claims.
Examples of Fire Damage Claim Pitfalls.
As with any property damage claim, you must give verifiable evidence and reasons with your claim, Insurers are working for-profit and will not hesitate to try and find reasons to deny or underpay your claim. Sometimes these tactics can lead to evidence that the insurer is acting in ‘bad-faith’ related to the adjustment of your claim. Some examples of common bad-faith behaviors from Insurance Companies include:
- Overlooking or undervaluing property damage
- Efforts to reduce, delay, or deny payment without a reasonable or fair basis
- Allegations of Arson
- Threats of prosecution in an attempt to lower the payment
- Violation of the terms of the insurance policy
- Delaying communication, valuations and payments in an attempt to frustrate you into accepting a low payment
How can a Fire Property Damage Attorney Help?
Insurance companies sometimes go to extreme lengths to place the blame for the fire on the property owner. A professional Fire Damage Insurance Claim attorney will have the knowledge and resources to conduct an objective analysis of the fire damage claim to help the property owner understand all of their options. They will make sure you have a fair and complete evaluation of the damages you’ve incurred, and the cost it will take to repair the property. These tactics will give you a stronger claim as you move forward with your claims.
Is my Property Damage Covered in my Insurance Policy?
The fine details and specific language in your policy will determine whether your damages are covered. A fire damage property attorney will be able to assist you in interpreting your policy and facilitate the recovery you deserve.
Common Fire Damages:
- Structural damage
- Foundation damage
- Roof damage
- Destroyed furniture
- Appliances and electrical items damaged
- Discoloration of walls and belongings
- Odor from smoke
- Damaged electrical systems
- Damaged plumbing systems
Filing a Fire Claim in Florida
If you have yet to claim, it’s wise to get started as soon as possible and use the support of a Property Damage Lawyer so you aren’t left frustrated, underpaid or denied. St Petersburg Property Damage Attorney Jonathon W Douglas will immediately contact your insurance company and develop a thorough understanding of your loss and the coverage provided by your policy.
It is critical to keep any and all evidence you have from before and after the fire, such as pictures and videos, as well as any statements made to the insurer and receipts for repair costs you may have incurred.
Fire Damage Legal Assitance
Jonathon W Douglas leads the Property Damage team at Battaglia Ross Dicus & McQuaid, P.A., which has been ranked as a Tier 1 Law Firm by US News and World Reports. For over 60 years, the firm has been providing successful legal assistance to Tampa residents and is renowned for its dedicated service.
If your home or commercial property has suffered from fire damage, contact us for a free consultation.
Property Damage Attorney Near Me
We represent clients throughout Southwest Florida