Frequently Asked Questions2018-09-12T12:20:10-04:00

Frequently Asked Questions

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This is the most frequent question our clients ask and unfortunately, the question does not have a clear and direct answer. Whether a claim is covered is dependent on the specific language of your insurance policy coupled with the specific facts of your claim. No two insurance claims are identical and therefore it is impossible to determine if a claim is covered without a detailed review of the policy and the facts surrounding your claim.

Some policies provide for Loss of Use or Additional Living Expense coverage in the event of a covered loss. The primary issue we encounter is whether the insurance company has deemed your home not fit to live in.

If your insurance company has confirmed sinkhole activity on you property, the company they utilized to investigate your sinkhole claim should have considered the safety of the occupants of the home. If you don’t feel safe in your home, you may want to consider a second opinion.

No. Most of our clients contact us after their claim has been denied, delayed or underpaid. However, our team at Battaglia, Ross, Dicus & McQuaid, P.A. can help you at any stage of the insurance claim process.

The time periods within which the insurance company has to adjust your claim are outlined in the policy and Florida Statute. Generally, the insurance company has 90 days after it receives notice of a claim to pay or deny a claim.

Your insurance claim case will be accepted on a contingency fee basis. You don’t pay for our legal services unless we win.

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    As a licensed Florida attorney, we can only provide legal services related to insurance claims arising in Florida.

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      Free Consultation

      As a licensed Florida attorney, we can only provide legal services related to insurance claims arising in Florida.

      CALL 24/7 (727) 381-2300
      - or -



      By submitting this form you are agreeing with our Terms of Use